Applications can be obtained from the office at 301 West Main on the lower level of the First Bank building or by printing an application here.
Habitat for Humanity is a Christian housing ministry financed mostly through private donations and volunteer labor. Our purpose is to build homes for families in need, and provide them at no profit to families who could not otherwise afford them. If you are interested in applying for home ownership through our organization, read the following items below to see if you meet the guidelines.
Homeowner Application
Please note:- Your application must be filled out completely—every page included, signatures complete where requested. If married, both must sign all forms.
- Failure to complete applications will result in your application being denied. If any information provided changes (telephone number, address, place of employment, income, debt, etc.) you must advise immediately.
- If we cannot reach you at the information provided, your application will be denied, and you will have to reapply. Please address any questions or changes to (580) 223-1540.
You must be able to Provide:
Copies of all recurring bills, i.e. rent, phone, car, electric, gas, water, credit cards, loans, etc., showing all of your monthly expenses.Final design delivered to you for approval- Copies of your income, SS, disability, etc., showing the amount of all money available each month
- Copies of your last two years of income tax returns
- Background and credit check
- Two references
- Verification of employment and all income (including bank statement, statement from your current and previous landlords, and ask you for credit references)
If approved for a home:
- You must be willing to join the programs to learn and practice budgeting, home repair, and maintenance of your landscape down to the last detail
- You must be willing to work 300 hours of sweat equity, 75% of those hours before construction can begin on your own home.
- We will sell you a home at our cost or approximately 80% of the appraised value, whichever is less, with no interest. Home payments, including taxes and insurance, will cost approximately $750 to $900 a month. The principle portion of house payments will be used by Habitat to help in our administrative costs and build more houses with other people like you. This requires that you have a bank or savings account, and that these payments will be drafted on a mutually agreed upon day of each month.
- At closing, you will have to pay your 1st year’s homeowner’s insurance, approximately $2,000 +. You will have to demonstrate a savings plan that ensures you have this amount on hand at the time of closing. Escrow will be estimated per taxes & insurance.
Housing Need
For example: No indoor plumbingPoor heatingLeaks in the roof- Overcrowding (three to a bedroom)
- Unsafe or unsanitary conditions